Privacy Policy
Privacy Notice (NDPR‑Aligned)
Overview
We respect your privacy and process personal data lawfully, fairly, and transparently in accordance with the Nigeria Data Protection Regulation (NDPR) and applicable laws.
Overview
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Identification & Contact: Name, address, phone, email, BVN where applicable.
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Financial: Account details, bank statements, credit history, guarantor details.
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Transactional: Payments, transfers, loan applications, device and usage data.
Legal Bases for Processing
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Contract performance (account/loan processing),
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Legal obligation (CBN, NDIC, AML/CFT reporting),
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Legitimate interests (service improvement, fraud prevention),
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Consent where required (marketing communications).
Your Rights
Access, rectification, erasure, portability, restriction/objection, and withdrawal of consent. To exercise rights, contact [email protected].
Data Sharing
We may share data with regulators, credit bureaus, payment processors, and service providers under confidentiality and data‑processing agreements.
Data Retention
We retain records in line with regulatory timelines and business needs, then securely delete or anonymize.
Security
We employ technical and organizational measures including access controls, encryption, and regular audits.
Cookies
We use cookies to improve functionality and analytics. See our Cookie Policy for details.